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Note :

We have made every effort to calculate and provide accurate premium and benefits. However, the premium as calculated finally by the concerned insurance companies at the time of proposal will be applicable and final.

Health Benefit Policies

Health policies Sold by LIFE Insurance Companies pay fixed amount as per policy, regardless of the expenses incurred. The actual expenses may be more or less.You can claim even if you have already claimed from health insurance with a general insurance company.The premium can be paid as monthly, quarterly, or annual basis.Need to wait 90 days before any claim can be made.Premium is generally fixed for three years - after that, it may change.The policy term is generally for longer duration, 10 years or even 15 years.You can return the policy within 15 days if you decide that you do not want the policy.There may be life insurance component and may or may not have maturity benefit.